Avail Paperless Personal Loans Anytime with Fullerton Loan App!

Fullerton Loan App

Fullerton loan app is one of the most popular instant loan apps offering personal loans to people looking for immediate funds. It has a paperless loan procedure because of which you may avail of your required loan much faster and easier than otherwise. Whenever you need money for a wedding, medical emergency, home renovation, education, vacation, or any other planned or urgent expense, just install the app on your smartphone and apply for a personal loan within minutes. 

The best thing about this app is that it supports 100% digital loan procedures without submitting any paper documents. 

Here, you will know more about the loan apps in India from Fullerton India, and how to avail of a paperless personal loan anytime using it.

Why Use the Online Loan App?

Fullerton India has been a trusted NBFC in India, offering financial products to customers since 2007. Intending to embrace technology and make things easier for everyone, they launched their instant loan app in 2016, completely changing how they offered personal loans to date. 

It is a user-friendly app, using which you can apply for a personal loan from your home in a 100% paperless and hassle-free manner. Some of its benefits include: 

  • 100% digital loan application
  • 24/7 loan availability
  • Instant approval
  • Loan disbursal in 24 hours
  • Anywhere, anytime accessibility
  • Loan availability without leaving your home
  • Completely paperless documentation

Fullerton India has a completely paperless loan procedure that you can complete in the following steps.

Steps to Apply for Personal Loan App:

  • Install the Loan App

The first step is to install the app on your smartphone. If you are an Android user, visit Google Play Store, and if you are an iPhone user, visit App Store. Find the InstaLoan: Personal Loan App from Fullerton India Credit Company Ltd. and install it. 

  • Register

After installing the app, enter your mobile phone number to register. You may also register using your Facebook or Google account. Remember, this will be the account or phone number used for further communication with the lender.

  • Enter the Details Required

Once you register, the app will request a few details that you must provide, including your name, marital status, gender, residential address, and date of birth. When prompted, provide your income and employment details, including your current salary, employer, and total work experience. Finally, provide your bank account details to which the lender will disburse your approved loan amount.

  • Submit the Documents

Scan the required documents and upload them when prompted. Fullerton India has minimal documentation requirements that anyone can fulfill easily. These include your identity, residence, and income proof. Before knowing how to avail of a paperless loan through the instant loan app, understand the following documentation requirements of the lender:

  • Application form
  • Identity proof, like your voter ID, Aadhaar card, passport, and driving license
  • Residence proof, like your passport, driving license, Aadhaar card, voter ID, rent agreement, ration card, or electricity or gas bill 
  • Signature proof, like your PAN card and passport
  • PAN card
  • Bank statements for the last 6 months

As income proof, salaried individuals must submit the following:

  • Salary slips for the past 3 months
  • Form 16 
  • Income tax returns

Self-employed professionals must submit these documents:

  • Business proof, like GST number, registration certificate, or license
  • TDS certificate, income tax challans, or form 26 AS 
  • Income tax returns for the past 2 years
  • Income computation, balance sheet, and profit and loss account for the past 2 years 
  • IT assessment or clearance certificate 

Complete the Application

After uploading the documents, submit your application to start loan processing. Submitting your application form, you will get instant confirmation about your eligibility for a personal loan. Then, verifying your documents, the lender will sanction your loan and give you a loan agreement. Once you accept the loan offer, you will receive your approved loan amount directly in your bank account within 24 hours.

Fullerton loan app is a popular app that supports paperless documentation, fast approvals, and no end-use restrictions. 100% online loan procedure without any paper documents makes loan availability much quicker and easier than ever before, thus giving you easy access to the funds when you need them the most. Since these are collateral-free loans with easy eligibility conditions, you can avail of them at the right time without putting any asset at stake.


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